Blog
On this page you will find the latest news from Landmark and the most recent developments in the fast moving world of investment finance. We regularly post news, blogs, articles and opinion pieces on subjects and events that are of keen interest to us and to you, our clients. Sharing the latest information in this way keeps us all ahead of the curve in the ever changing financial landscape.
What is a Commercial Mortgage?
A commercial mortgage or commercial finance, sometimes referred to as a commercial property mortgage or loan, is a mortgage secured against any commercial property; i.e. one that contains or will contain a business or businesses or operates as an investment, such as...
What is a Second Charge Mortgage?
A second charge mortgage, sometimes called a secured loan or a second mortgage, allows you to secure a second loan on your property even if you have an existing mortgage on that property. The existing mortgage is called a first charge, the second mortgage will be...
What is Development Finance?
Are you considering an exciting property development project but wondering how best to raise the seed capital? A development loan could be just what you’re looking for. Let Landmark talk you through the basics. Development loans are granted specifically for the...
What is a Bridging Loan?
Bridging Finance What is it? How does it work? Is it right for you? Let Landmark’s guide walk you through the intricacies of this useful borrowing option. What is bridging finance? Bridging finance, or bridging loans, is a short term business solution for a very...
Thinking of Remortgaging? Let Us Show You How to Get the Best Deal
Remortgaging can be a complicated process, full of hidden challenges. The ongoing pandemic, the housing boom and the recently ended stamp duty holiday have all combined, greatly increasing demand on lenders. This increased pressure on the industry has resulted in...
Remortgage Process
Remortgage with Same Lender You wouldn't ever really remortgage with the same lender, but you can sometimes switch to a new product with them via a product transfer. Call us on 0203 773 7299 to find out how we can help. WHY REMORTGAGE YOUR HOUSE? In today's...
Buy-To-Let Mortgage
Are you considering expanding your investment portfolio to include property rentals? Are you concerned about the complex admin involved? Let Landmark guide you through the process, clearly setting out the financing options, tax implications, and legal responsibilities...
Buy-To-Let Mortgage Through A Limited Company
Buy-To-Let Mortgage Through A Limited Company A limited company mortgage allows you to get a mortgage or mortgages through your limited company. Typically, limited company buy-to-let mortgage lenders are only willing to approve companies that deal solely in property....
Joint Borrower Sole Proprietor Mortgages
Joint Borrower Sole Proprietor Mortgages At Landmark, we know that first-time buyers are still struggling to get onto the property ladder. To start their property journey, many are joining forces with partners, friends, or family to combine two or more deposits and...
Offset Mortgage
Offset Mortgage Top offset mortgage advice from one of the London’s leading mortgage brokers in Canary Wharf. What is an offset mortgage? An offset mortgage enables you to use your savings to reduce your mortgage interest rate and the overall cost. With an offset...
How to get a mortgage if you are a self-employed contractor.
Are you tired of being rejected by mortgage lenders who fail to grasp the concept of contracting? We specialise in mortgages for UK contractors. Self-Employed Contractor in or outside of IR35 ruling? We can assist with your mortgage needs using your daily rate....
Top 10 Tips for a healthy credit rating: Get ten out of ten…
Get ten out of ten. Why credit score and financial health checks are important before applying for a mortgage Improving your credit rating is one of the most effective things you can do prior to purchasing or remortgaging. This takes time, so you need to be prepared...